UWM

Headquartered in Pontiac, Michigan, United Wholesale Mortgage (UWM) is the #1 wholesale lender in the nation six years in a row, providing state-of-the-art technology and unrivaled client service. UWM is known for its highly efficient, accurate, and expeditious lending support. UWM underwrites and provides closing documentation for residential mortgage loans originated by independent mortgage brokers, correspondents, small banks and local credit unions. UWM's exceptional teamwork and laser-like focus on delivering innovative mortgage solutions are driving the company's ongoing growth and its leadership position as the foremost advocate for mortgage brokers

Loan Types

• Conventional

  
  

• FHA

  • Purchase

  • FHA Streamline

    
    

  • HUD Reo

• VA

  • IRRRL

  • Joint Vet-Vet

  • Cash-Out

  • Purchase

  • OTC

• USDA

  • Purchase

• Jumbo

• DSCR

  • 640+ FICO

    
    

    Up to 80% LTV

    
    

    Available on investment properties only

    
    

    Finance up to 20 properties

    
    

    Loan amounts up to $2M

    
    

    Appraisals from two different appraisers required for loans over $1.5M

    
    

    Minimum 12-month reserves required

    
    

    Minimum 2 months consecutive bank statements required

• Bank Statement