America's Largest Non-QM and CDFI Lender
Because more than 60% of our prime loans support underserved borrowers and communities, the U.S. Department of the Treasury has awarded us our certification as a Community Development Financial Institution (CDFI).
CDFIs are mission-driven organizations dedicated to:
- Expanding access to affordable credit and financial services
- Promoting community development
- Supporting economic growth in low-income and disadvantaged communities
Our range of prime mortgage products are as diverse as the borrowers you serve. This helps you close more loans than your competitors. Our loans have no overlays and no headaches caused by the stuff that makes your underwriter feel good, but just isn’t necessary to prove creditworthiness. For example, our groundbreaking Community Mortgage is the only owner-occupied mortgage that doesn’t require the borrower to verify income or employment. The bottom line is you serve more borrowers, focus less on paperwork, less on red tape, and avoid other hassles to close more loans, faster. Serving those prime borrowers your competitors can't, grows your business... and closing more loans means making more money.