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Mortgage Rates

as of 1/6/2024
at 0900 MST.

VA REFINANCE

Rate

Points

APR

5.499%

1%

5.685%

5.749%

.5%

5.891%

5.999%

0%

6.133%

CONVENTIONAL REFINANCE

Rate

Points

APR

6.624%

1%

6.793%

6.875%

.6%

7.017%

7.124%

0%

7.200%

Assumptions:

740 FICO

75% LTV

25% Down Payment

FHA REFINANCE

Rate

Points

APR

5.499%

1%

6.192%

5.749%

.5%

6.400%

5.999%

0%

6.608%

USDA REFINANCE

Rate

Points

APR

6.000%

1.02%

6.606%

6.125%

.55%

6.747%

6.250%

0%

6.769%

$500,000

Appraised Value

Single Family

Residence

Owner Occupied

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