Why Choose us?
Experience transparency with our step-by-step guidance for faster closing times and competitive rates. We embrace technology to provide video explanations and are always available for milestone updates.
Personalized Updates
Pre-Approval Video
Loan Estimates Explained
Appraisal Report
Closing Documents
Differentiating Habits
Embrace Technology
Believe in Transparency
Available via Zoom
Text or phone
Customer Experience
Step by Step Guides
Milestone updates
Fast Closings
Competitive Rates
Get Started
Step 1: Pre-Qualification Simplified — Begin your journey by completing a quick online application.
Step 2: Expert Advice Every Step — Our mortgage specialists provide personalized guidance throughout the process.
Step 3: Swift Closings — Transition to your new home swiftly with our efficient closing procedures.
Real Stories, Real Results
Ashlee, UT
(Realtor®)
“Jerry is a miracle worker!! Our deal was on the brink of falling through and he was able to take over and turn it around in less than 10 days! He and Troy are a fantastic team and I enjoyed working with them throughout the whole process. We are so grateful to him and I will for sure refer any clients or friends/family in the future!"
Timothy, UT
"My wife and I just bought a house using Jerry and his team. We are very greatful in the efficentness and honesty in which they worked with us. They were patient through all of our questions and us constantly texting him for updates."
Common Questions, Clear Answers
What Documents are needed for a pre-approval?
At a minimum you will only need the following documents for a pre-approval, but keep in mind as our experts review the documents they may ask for more.
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Pay stubs (30 days)
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Bank Statements (60 days)
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Credit Report (credit score & Liabilities)
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2 forms of ID
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Application Completed
What if my Credit isn't perfect?
Our experts can work with most imperfect credit, but there are a few exceptions. Have you had several late payments over the past 2 yrs? Have you declared bankruptcy or had a foreclosure? Do you have high credit card utilization? These aren't necessarily deal killers. We may just need to evaluate more options.
How much are closing cost and what are they?
Closing cost typically fall between 2%-5% of the purchase price of a home. They can vary per transaction due to location, home condition and borrowers credit scores. Common fees are below:
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Lender Fees
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3rd Party Fees (credit reports, surveys, etc...)
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Title Fees & Inspections
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County & Government fees
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Escrow (Property Tax & Insurance)
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Prepaid (Interest, Property Tax & Insurance)
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Miscellaneous fees (HOA, Real Estate, Warranty)
How Long does the process take to complete?
Many factors will decide how long the process takes, but the most important factor is yourself. Our process is efficient and dialed in, so as a borrower, our experts need you to be responsive and provide requested documents in a timely manner. This enables us to continue processing your loan without interruptions.
We can close in as few as 10 days or as long as 60 days, our average is 16 days to close a loan.
Our Team
Navigating the home loan process can feel overwhelming, especially when you have unique circumstances. That’s why we’re here—to help you overcome challenges and find the perfect solution. Whether you’re a first-time buyer, self-employed, working with less-than-perfect credit, or building a new home, our experts will guide you every step of the way.
From down payment options to veteran benefits and Spanish-speaking services, we specialize in tailoring loan programs to meet your specific needs. With our team’s guidance, you’ll feel confident, supported, and ready to achieve your dream of homeownership.
Real Estate Advisors
Strategic Partners
Our Strategic Partners are dedicated to providing you with expert guidance throughout your home loan journey. They will keep you informed about important changes such as contract amendments, negotiation tactics & opportunities to renegotiate the contract.
Financial Consultants
Loan Officers
Our financial consultants are here to assist you in making informed decisions about your mortgage. They will educate you on the various loan programs and help you choose the one that aligns with your financial goals.
Mortgage Specialist
Loan Processors
Our mortgage specialist are committed to ensuring a smooth and efficient approval process for your mortgage. They will review your file meticulously and communicate with you every step of the way.
